American College of Emergency Physicians

Recent Reforms Enacted (since 2003)	Lowered non-economic cap from 400K to 250K except in wrongful death or cases of severe permanent injury that is at least 70% disabling. Caps don’t apply in cases of reckless or intentional acts. (2005)
Emergency Care Provision	None
Reform Elements In Law	250K-400K Cap Joint Liability Collateral Source Periodic Payments Pre-Trial Screening Expert Witness
Constitutional Status of Reforms	Information not available.
Change in Insurance Rates	AMA reports at least one insurer raised rates as much as 25 to 40% in 2004.
Insurance Availability	Information not available.
Change in Physician Availability	Information not available.
Change in Cases Filed/Awards	19 paid claims in 2003 or 13.6 per 1000 active nonfederal physicians. US avg. was 18.8 per 1000. 17 paid claims in 2005 or 11.9 per 1000 active nonfederal physicians. US avg. was 17.1 per 1000. (Kaiser) 13 total number of paid claims for 2006 of which 7.9 paid claims per 1,000 were active, non-federal physicians. 9 paid claims in 2007.