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March 17, 2021

Panacea Financial

ACEP has partnered with Panacea Financial to bring exclusive benefits to our members. Panacea offers banking for physicians, built by physicians. Their products and services are tailored to meet your needs at every stage in your career, whether you are a medical student, resident, fellow, or attending.

Panacea supports their products with service designed for you. As physicians themselves, they recognize how limited your time is so they provide:

  • Private Banker – you’re so much more than a number to us. You’ll have a personal connection who will work with you throughout your career.
  • We work emergency room hours - Live, in-person concierge customer support 24 hours a day, 7 days a week
  • Streamlined and transparent - No cosigner, no pre-application, no bait and switch on rates.

Panacea presents the PRN Personal Loan

As the name indicates, this is truly your money, as needed and with rates less than half of an average credit card.

All ACEP members are offered a bonus when you take out a PRN Personal Loan using the ACEP2021 promotional code1. You can choose either direct cash-back, or Panacea Financial will help cover your ACEP dues!2

Medical Students:

  • Choose either $50 cash OR $60 ACEP dues


  • Choose either $100 cash OR $105 ACEP dues


  • $100 cash OR $150 ACEP dues

Already a member?

Not a member?



Panacea Financial is a division of Primis. Member FDIC.
  1. Bonus incentive offered to ACEP members in good standing. Offer cannot be combined with any other offers, except any discount for making automatic payments.
  2. Offer subject to change.
  3. Cash back or dues paid available only on a new PRN loan origination.
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